November 1, 2025

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Good morning! In today’s issue, we’ll dig into the all of the latest moves and highlight what they mean for you right now. Along the way, you’ll find insights you can put to work immediately

— Ryan Rincon, Founder at The Wealth Wagon Inc.

Nancy Pelosi: Up 178% on TEM options
Marjorie Taylor Greene: Up 134% on PLTR
Cleo Fields: Up 138% on IREN

Meanwhile, retail investors got crushed on CNBC's "expert" picks.

The uncomfortable truth: Politicians don't just make laws. They make fortunes.

AltIndex reports every single Congress filing without fail and updates their data constantly.

Then their AI factors those Congress trades into the AI stock ratings on the AltIndex app.

We’ve partnered with AltIndex to get our readers free access to their app for a limited time.

Congress filed 7,810 new stock buys this year as of July.

Don’t miss out on direct access to their playbooks!

Get Congress Trade Updates

_{Past performance does not guarantee future results. Investing involves risk including possible loss of principal.}

Let’s face it — the word automation used to make people nervous. Many imagined robots stealing jobs or AI replacing human workers. But today, the story is changing. Instead of taking over, artificial intelligence is actually teaming up with humans to make work faster, smarter, and sometimes even more enjoyable.

Welcome to the era of AI-powered workplaces, where humans and machines collaborate instead of compete.

When we say “AI in the workplace,” we’re not talking about sci-fi robots roaming offices (though, give it a few years). We’re talking about software systems that use data to make intelligent decisions, automate routine work, and boost productivity.

Think of it as having a super-assistant that:

According to a 2024 PwC survey, over 70% of companies now use AI for at least one business function — from customer support to HR. And by 2030, AI could contribute up to $15.7 trillion to the global economy.

AI isn’t limited to tech giants anymore. Here’s how it’s showing up in everyday businesses:

One of the hottest ideas in tech right now is the AI co-pilot — a system that works with you instead of replacing you.

Microsoft’s “Copilot” for Office 365 is a great example. It can summarize meetings, draft reports, and even generate PowerPoint slides from a single prompt. Google Workspace’s “Duet AI” does something similar — it helps you write emails, analyze data, or create designs in Docs and Sheets.

These tools don’t remove the human; they amplify them. They free up your time from repetitive work so you can focus on creativity, relationships, and strategy — things AI can’t easily replicate.

As Microsoft CEO Satya Nadella said, “AI is not about replacing human workers; it’s about empowering them to achieve more.”

Let’s be honest — AI at work has its pros and cons.

The Good:
✅ Speeds up boring tasks (data entry, scheduling, analysis).
✅ Helps people make better, data-driven decisions.
✅ Opens opportunities for creativity and innovation.

The Challenges:
⚠️ Some roles will shift or disappear — especially repetitive jobs.
⚠️ Data privacy and bias in AI decisions can cause real issues.
⚠️ Workers need training to use these tools effectively.

That’s why “human-AI collaboration” is becoming a key focus for companies. Instead of replacing jobs, they’re redesigning them to combine human strengths — empathy, judgment, creativity — with AI’s speed and scale.

Whether you’re a student, a professional, or an entrepreneur, learning to work with AI is fast becoming a must-have skill.

Here’s how to stay ahead:

AI isn’t taking over your job — but someone who knows how to use AI might.

So the best move isn’t to fear automation — it’s to embrace augmentation. Use AI to remove the dull stuff so you can focus on what makes you human.

Because the future of work isn’t humans vs. machines.
It’s humans + machines = better, faster, smarter work.

I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another great post. I hope to see you. 🤙

— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.

_^Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.